Job Description
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Overview
The BSA AML Analyst will assist the BSA Manager in maintaining a Bank Secrecy/Anti-Money Laundering Compliance program designed to ensure that the bank achieves optimum compliance with all laws and regulations.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities
- Act as the point of contact for correspondence with internal and external customers regarding BSA errors and omissions (ie: resolving outstanding CIP/RA/CTR/MI issues, obtaining required MSB and ATM documentation, suspicious activity investigations)
- Conduct enhanced due diligence on all high risk customers timely and accurately based on regulatory guidelines (ie: money service businesses, third party payment processors, cash intensive businesses, customers that have CTR exemptions, own ATM machines and those designated high risk at account opening)
- Compile, review, and maintain high risk customer status on Patriot Officer software as well as a separate worksheet relating to enhanced due diligence, which will be used to identify the need for compulsory reviews
- Compile, review, and maintain separate folders containing supporting documentation received from high risk customers and worksheets that give a snapshot of their compliance with laws and bank policy
- Annually review the sections of the BSA policy and procedures concerning high risk customers to assure compliance
- Annually review the sections of the Teller and Personal Banker manual concerning high risk customers to assure compliance
- Work with BSA Officer to develop and conduct front line training on various BSA topics
- Assist the BSA Manager as needed
- Perform other related duties as assigned
Qualifications
- A high school diploma or equivalent required
- Minimum of 5 years of retail banking experience
- Knowledge of all types of banking transactions (deposits, loans, trust, insurance, compliance)
- Good organizational, written, and verbal communication skills
- Ability to interpret laws and procedural guidelines
- Ability to interact with other employees, management, auditors, and examiners
- Basic knowledge of microcomputers with the ability to use Excel and Word
- Exercise mature judgment with a high degree of integrity and professionalism
- Ability to maintain the confidentiality about all information
- Ability to travel on a limited basis including overnight travel. This may include the use of the employee's personal vehicle
Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word May. This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this .
Job Tags
Full time, Contract work, Night shift